Disability Insurance who needs it

Ask yourself what is you most valuable asset?  We all insure our home, auto, life and health.  For most of us those things are not our valuable possession.  What would happen if you were disabled and unable to work?  Without an income you would either drain your savings account or even worse lose your home and auto.

If you think being disabled is for someone else the odds are roughly 3 in 10 Americans will suffer a disability lasting 3 months or longer before you reach 65 years old.  Nearly 1 in 5 Americans will be disabled for one year or more during their working years.

Other reasons to keep in mind about disability insurance if you are disabled because of an accident or illness that can keep you out of work can you pay for your credit cards, utility bills, medical bills, and those deductibles.

For all these reasons, almost anyone who works and there’re single, married with children or without – should consider disability insurance.

Like most disability policies contain certain exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Please contact us for costs and complete details.